Miami Contractor Insurance - Protect Your Business and Save Money
This website is dedicated to providing virtually everything
you as a trade contractor here in Florida
need to know to protect your contracting business from so many of the nightmares that
have financially ruined other contractors.
We provide both an in depth explanation
of the major types of insurance that contractors need and give a wealth of information
from a "Big Picture" Miami FL contractor insurance perspective.
Some Miami FL contractors want just the information we need to make a decision. We have broken down each
specific trade contractor's typical contractor insurance policy forms as well as giving you an
indication as to what Miami contractor insurance rates a specialized trade contractor like you would pay.
Simply click on the link that applies to the trade you are interested in and you will be taken to that
contractor insurance section directly.
Contractor Insurance Is Different
Other Miami insurance agents might say that insuring contractors is
just like insuring anything else. This same thinking would suggest you can have heart surgery done by your family doctor.
I'm not suggesting that insuring Miami contractors is as difficult as
coronary bypass surgery - just that, because I can swing a hammer, I'm most definitely not a
carpenter. It's the same with insurance agents.
At Kite Insurance Agency, LLC, we are Miami contractor insurance specialists and experts.
We provide you with expert insider advice. This is real life from the trenches guidance.
Each uncovered claim that is discussed on this website is a real life scenario that crushed
good artisan contractors and put them out of business.
The Reason?
A Generalist Agent Wasn't A Miami Contractors Insurance Expert
One policy form one policy exclusion can literally make the difference for you between
sleeping like a baby and being thrown into a world of you wouldn't wish upon your worst enemy.
Central to the idea of being the best contractor's insurance agency in Metro Miami
is that our knowledge not only allows us to properly protect you but also save you money in the process.
Read our Miami contractor insider reports
Avoiding the Contractor's General Liability Fiery Pit of Hell,
How to Cut Your General Liability Insurance By Thousands of Dollars Each Year,
The Workers Comp Audit, and
The Commercial Auto Report
to literally save you thousands of dollars across your contractor's insurance portfolio. Again, without
beating a dead horse - the reason other agents don't tell you about it - they don't know it. It's not
that they are bad people, they are just not Miami contractor insurance specialists.
What Miami FL Contractors Insurance Is and Isn't
Miami Florida contractors insurance is not sexy, it is not filled with laughs. I doubt supermodels spend their time
at parties discussing changes in general liability insurance.
But one thing that contractors insurance is - it is vital.
In an absolute sense, these policies can make or break you.
The nature of your business is dangerous. People get hurt, property gets damaged.
Simply, you can't rely on the advice of someone who doesn't deal with Miami FL construction insurance all day, every day.
More Good News
Our Success May Well Put More Money in Your Pocket
We provide our Metro Miami contractors with proprietary packages to get the bull's-eye
off your back with detailed guides as to industry best practices.
Addition, because we are FL contractor insurance specialists, we know the Miami FL insurance marketplace. We know the players for each kind of Miami contractor
insurance. Bottom line, we are able, in many circumstances, to
get discounts and policy credits that other generalist agents may not get. Our success is truly your
success as we represent many insurance carriers in the marketplace and force them to compete for your business.
We demand that our underwriters sharpen their pencils when they give us our Miami contractor's insurance quotes.
We may well be able to get you pricing for your contractor's insurance that greatly reduces
your premiums, expands your coverage, or both.
Knowledge is power. We talk to the same insurance company underwriters all the time. They know we are
experts in the contractors insurance arena and hold their feet to the
fire to get you the best price we can.
What You Should Do Now?
There is a wealth of information on this website. We add to it all the time so that we can
provide the information you need to protect and grow your Miami FL construction business.
To obtain competitive quotes for any or all of your contracting business,
call us at (786) 358-6158 or
contact us for answers to your Miami Florida contractors insurance questions.
Miami Contractor's General Liability Insurance - Thank you
Miami contractors insurance can sometimes seem cold, faceless and very expensive. We understand this and
will do everything we can to help you. But one thing that should never be overlooked is this:
We exist in business because of contractors like you.
We work for you. It is a responsibility and a privilege and
the trust you put in us protects your business and all of its assets. We never forget just how vital the relationship is.
Thank you and we look forward to helping you protect your contractor business while giving you the best coverage
at the most affordable prices in Metro Miami.
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